Place the onion, 1 jalapeno, and garlic into the food processor and pulse for a few seconds.
Add the beans, oats, corn, scallions and spices as well as salt and pepper to taste and the breadcrumbs.
Plus for 20 seconds or until fully mixed. Scrape down the bowl and process for 10-20 seconds.
Place in a bowl and put into the fridge for an hour.
Preheat the broiler and place the 2 jalapenos on a cookie sheet and brush with oil. Broil until the skins are slightly blackened. Cool and dice them.
Combine the cream cheese and the 2 roasted jalapenos and season with salt.
Form the black bean mixture into 4 patties using a 1/3 cup measure. Make a well in the center and add about 1-2 tbsp of the cream cheese mixture. Cover with a bit more bean mixture to seal.
Heat a frying pan with a coating of oil until hot. Place the patties in and fry until they are getting crispy. Flip and cook the other side until also getting browned and cripsy. Keep flipping and cooking until they are hot all the way through.
Place patties on the buns with the toppings and enjoy!